Casino Payment Methods NZ
Choosing the right payment method at an NZ online casino affects how fast you receive deposits, how quickly withdrawals arrive, and whether you pay unnecessary conversion fees. This guide breaks down every method available to New Zealand players in February 2026 — from POLi (instant, but deposit-only) to bank transfers, e-wallets, crypto, and prepaid options. If you are looking for the best real money online casinos NZ, start there. This page focuses on how to move money in and out.
NZ Casino Payment Methods at a Glance
Every payment method available at our recommended NZ online casinos, compared by deposit speed, withdrawal speed, fees, minimum deposit, and NZD support. This table covers the six main categories: direct bank transfer (POLi), traditional bank wire, debit/credit card, e-wallet, prepaid voucher, and cryptocurrency.
| Method | Deposit Speed | Withdrawal Speed | Fees | Min Deposit | NZD |
|---|---|---|---|---|---|
| POLi | Instant | Not available | Free | NZ$1 | Yes (native) |
| Skrill | Instant | Mins–24hrs | Free | NZ$1 | Yes |
| Neteller | Instant | Mins–24hrs | Free | NZ$1 | Yes |
| Visa/Mastercard | Instant | 1–5 days | Free deposits | NZ$1–10 | Yes |
| Bank Transfer | 1–3 days | 3–5 days | May incur fees | NZ$10 | Yes |
| Paysafecard | Instant | Not available | Free | NZ$10 | Yes |
| Neosurf | Instant | Not available | Free | NZ$10 | Yes |
| Bitcoin/Crypto | 10–60 mins | Under 1hr | Network fee | Varies | Converted |
| Apple Pay | Instant | 1–3 days | Free | Varies | Yes |
Key takeaway: POLi and prepaid vouchers are deposit-only. If you need both deposits and withdrawals from the same method, use Skrill, Neteller, Visa/Mastercard, bank transfer, or crypto. For $1 deposit casinos, POLi, Skrill, and Neteller have the lowest minimums.
POLi: New Zealand's Fastest Deposit Method (Deposits Only)
POLi is the preferred deposit method for New Zealand casino players, and for good reason. It connects directly to your internet banking, processes instantly, charges zero fees, and works natively in NZD. No card details are shared with the casino. For players at low deposit casinos, POLi accepts deposits from just $1 NZD at most sites.
However, POLi has one critical limitation that catches many NZ players off guard: it cannot be used for withdrawals. It is a one-way push payment. You will need a separate method to cash out your winnings.
How POLi Works for NZ Casino Players
When you select POLi as your deposit method, you are redirected to your bank's internet banking login page. You authenticate with your normal credentials, confirm the pre-filled payment amount, and the transaction completes within seconds. POLi acts as a secure intermediary — it initiates the bank transfer on your behalf without storing your login details.
The process works in four steps:
- Select POLi at the casino cashier and enter your deposit amount (from $1 NZD)
- Choose your bank from the list (ANZ, BNZ, ASB, Kiwibank, or TSB)
- Log in to your internet banking and confirm the pre-filled payment
- Funds appear in your casino balance instantly — no waiting period
Because POLi uses your existing bank account, there is no separate registration or wallet to fund. This makes it significantly faster to get started compared to e-wallets like Skrill or Neteller, which require account creation and their own deposit process first.
POLi Bank Compatibility: ANZ, BNZ, ASB, Kiwibank, TSB
POLi works with the major New Zealand banks, but not all of them. Here is the current compatibility as of February 2026:
| Bank | POLi Supported | Notes |
|---|---|---|
| ANZ | Yes | Full internet banking support |
| BNZ | Yes | Full internet banking support |
| ASB | Yes | Full internet banking support |
| Kiwibank | Yes | Full internet banking support |
| TSB | Yes | Full internet banking support |
| Westpac | No | Discontinued POLi support |
If you bank with Westpac, your best alternatives for instant deposits are Skrill, Neteller, or Visa/Mastercard. For Westpac customers specifically, a debit card deposit through Visa is the closest equivalent to POLi's speed and simplicity.
Why POLi Cannot Be Used for Withdrawals
POLi is a “push” payment system. It allows your bank to push funds to the casino, but the casino cannot pull funds back through POLi. There is no return channel built into the protocol. This is not a casino restriction — it is how POLi works at a technical level.
When you deposit via POLi and later request a withdrawal, the casino will ask you to choose a different method. The most common pairing for NZ players is:
Recommended combination: Deposit with POLi (instant, free, NZD). Withdraw with Skrill or Neteller (minutes to 24 hours, free at most casinos). This gives you the fastest experience on both sides of the transaction. See our fast withdrawal casinos guide for detailed payout speeds.
Bank Transfers for NZ Online Casino Deposits and Withdrawals
Direct bank transfers (also called wire transfers or bank-to-bank transfers) are the most traditional payment method at NZ online casinos. Unlike POLi, bank transfers work for both deposits and withdrawals. The trade-off is speed: deposits take 1–3 business days and withdrawals take 3–5 business days.
Bank transfers suit players who prefer not to use e-wallets or cards, or who are moving larger amounts where transfer limits on other methods become restrictive. Most NZ banks process transfers to licensed offshore casinos without issue, though some players have reported blocks from individual banks — particularly on credit card transactions rather than direct transfers.
The minimum deposit for bank transfers is typically NZ$10, which is higher than the $1 minimum available through POLi, Skrill, or Neteller. If you are looking for the lowest possible entry point, bank transfer is not ideal. Check our low deposit casinos page for $1 options using other methods.
Bank Transfer Key Facts for NZ Players
Deposit speed: 1–3 business days. Withdrawal speed: 3–5 business days. Minimum deposit: NZ$10 at most casinos. Fees: The casino typically does not charge a fee, but your bank may levy a transfer fee (check with your provider). NZD: Fully supported. Two-way: Yes — works for both deposits and withdrawals.
For players who want the reliability of a bank transfer but need faster processing, consider using POLi for deposits (which uses your bank account but processes instantly) and reserving bank transfer for withdrawals only when e-wallet options are unavailable.
Visa and Mastercard at NZ Casinos
Visa and Mastercard debit cards remain widely accepted at NZ online casinos. Deposits process instantly, and most casinos do not charge a deposit fee. Withdrawals back to your card take 1–5 business days depending on the casino's processing queue and your card issuer.
There are a few NZ-specific considerations with card payments:
- Credit card gambling blocks: Some NZ banks block credit card transactions to gambling merchants. Debit cards are far more reliable for casino deposits.
- Minimum deposits: Range from $1 to $10 NZD depending on the casino. Kiwi's Treasure, Lucky Nugget, and Jackpot City all accept $1 NZD card deposits.
- Withdrawal delays: Card withdrawals are slower than e-wallets. Expect 1–5 business days, with most NZ casinos taking 2–3 days.
- NZD support: All casinos in our comparison accept NZD card deposits without forced conversion.
- 3D Secure: Most NZ casino card transactions require 3D Secure verification (Visa Secure or Mastercard Identity Check), adding a layer of protection.
Card payments are a solid middle ground between POLi (faster deposits but no withdrawals) and bank transfers (slower on both sides). If your bank does not support POLi or you prefer not to use e-wallets, a Visa or Mastercard debit card is the most straightforward option. For casino bonuses, card deposits qualify for the same welcome offers as any other payment method at these casinos.
E-Wallets: Skrill and Neteller for NZ Players
Skrill and Neteller are the two dominant e-wallets at NZ online casinos. Both offer instant deposits, the fastest withdrawal speeds available (minutes to 24 hours), and NZD support. They accept deposits from $1 NZD at most casinos in our comparison.
The main advantage of e-wallets over other methods is withdrawal speed. While bank transfers take 3–5 days and cards take 1–5 days, Skrill and Neteller withdrawals often process within hours. At fast withdrawal casinos, e-wallet payouts are the quickest non-crypto option.
Skrill vs Neteller for NZ Casino Players
| Feature | Skrill | Neteller |
|---|---|---|
| Deposit Speed | Instant | Instant |
| Withdrawal Speed | Mins–24hrs | Mins–24hrs |
| NZD Account | Yes | Yes |
| Min Deposit | NZ$1 | NZ$1 |
| Casino Fees | Free at most casinos | Free at most casinos |
| Funding Methods | Bank transfer, card, POLi | Bank transfer, card, POLi |
Both services are functionally equivalent for NZ casino deposits and withdrawals. The choice typically comes down to which one you already have an account with. If you are starting fresh, either will work. Note that both Skrill and Neteller require account verification before your first withdrawal, so complete this step early to avoid delays.
Bonus eligibility note: Some casinos exclude e-wallet deposits from welcome bonus eligibility. This is less common at the NZ casinos in our comparison, but always check the bonus terms before depositing. All eight casinos listed on our homepage accept e-wallet deposits for their free spin offers.
Prepaid Options: Paysafecard and Neosurf
Prepaid vouchers offer a way to deposit at NZ online casinos without sharing any bank, card, or personal financial details with the casino. You purchase a voucher (Paysafecard or Neosurf) from a retail outlet or online, then enter the PIN code at the casino cashier. The deposit processes instantly.
Like POLi, prepaid vouchers are deposit-only. You cannot withdraw to a Paysafecard or Neosurf voucher. You will need a separate withdrawal method (e-wallet, bank transfer, or crypto).
Paysafecard in New Zealand
Paysafecard vouchers are available at participating retailers across New Zealand, including dairies, petrol stations, and convenience stores. You can also purchase them online through the Paysafecard website. Vouchers come in fixed denominations (NZ$10, $20, $50, $100), and you can combine up to 10 PINs in a single transaction.
The minimum casino deposit with Paysafecard is typically NZ$10 — higher than the $1 minimum available through POLi or e-wallets. This makes Paysafecard less suitable for players testing a new casino with a minimal deposit.
Neosurf in New Zealand
Neosurf operates similarly to Paysafecard. Vouchers are available at select NZ retailers and online resellers. Neosurf is particularly popular at crypto-friendly casinos like 7Bit, Mirax, and KatsuBet, which accept it as a fiat alternative. The minimum deposit is typically NZ$10.
Who Should Use Prepaid Vouchers?
Prepaid methods are best for players who want strict spending control (you can only deposit what you have purchased) or who prefer not to link any financial accounts to a casino. They are also useful if your bank blocks gambling transactions. The trade-off is a higher minimum deposit and no withdrawal capability.
Cryptocurrency Payments at NZ Online Casinos
Cryptocurrency offers NZ players the fastest withdrawal method available at online casinos — under one hour at most crypto-accepting sites. Three casinos in our comparison accept crypto: 7Bit Casino, Mirax Casino, and KatsuBet. All three also offer the lowest wagering requirements in our comparison (45x–50x vs 200x at traditional casinos).
For a detailed breakdown of crypto-specific casinos, bonuses, and coin support, see our dedicated crypto casinos NZ guide.
How Crypto Deposits Work
When you select Bitcoin (or another supported coin) at the casino cashier, the site generates a unique wallet address. You send your chosen amount from your personal crypto wallet to that address. Once the blockchain confirms the transaction (typically 1–3 confirmations for Bitcoin), the funds appear in your casino balance. This takes 10–60 minutes depending on network congestion.
Crypto Withdrawal Speed
This is where crypto stands out. While bank transfers take 3–5 days and e-wallets take up to 24 hours, Bitcoin withdrawals at 7Bit, Mirax, and KatsuBet typically process in under one hour. The casino processes the withdrawal request, then the blockchain confirmation adds 10–30 minutes.
NZD and Conversion
Crypto deposits are not made in NZD. You deposit in Bitcoin, Ethereum, Litecoin, or another supported coin, and the casino converts it to your account balance at the current exchange rate. This means you are exposed to crypto price fluctuations between deposit and withdrawal. There is no way to hold a native NZD balance when using crypto — if avoiding conversion fees matters to you, stick with POLi, Skrill, or Neteller.
| Casino | Crypto Accepted | Wagering | Bonus Code |
|---|---|---|---|
| 7Bit Casino | BTC, ETH, LTC, DOGE, BCH, USDT | 45x | 75BIT |
| Mirax Casino | BTC, ETH, LTC, DOGE, BCH, USDT | 45x | MX40 |
| KatsuBet | BTC, ETH, LTC, DOGE, BCH, USDT | 50x | CASH |
Apple Pay and Mobile Payment Solutions
Apple Pay is increasingly accepted at NZ online casinos, particularly at sites optimised for mobile casino play. It works through the Wallet app on your iPhone, iPad, or Mac, using your linked Visa or Mastercard debit card. Deposits process instantly with Face ID or Touch ID authentication.
The advantage of Apple Pay over entering card details manually is convenience and security. Your actual card number is never shared with the casino — Apple Pay uses a device-specific token instead. This reduces the risk of card data being compromised.
Apple Pay Limitations at NZ Casinos
- Availability: Not all NZ-facing casinos support Apple Pay. It is more common at larger operators like Jackpot City and Spin Casino.
- Withdrawals: Most casinos that accept Apple Pay deposits process withdrawals back to the underlying card (Visa/Mastercard), not through Apple Pay directly. Expect 1–3 business days for withdrawals.
- Android users: Apple Pay is iOS-only. Google Pay has minimal adoption at NZ online casinos as of February 2026.
- Bonus eligibility: Apple Pay deposits are treated the same as card deposits for bonus eligibility purposes.
Apple Pay is a solid choice for iPhone users who want fast, secure deposits without typing card numbers. It is not a game-changer for withdrawals, since the underlying card dictates payout speed.
NZD Currency Support — Avoiding Conversion Fees
Depositing and playing in NZD is one of the most important factors NZ casino players overlook. If a casino does not support NZD as an account currency, every deposit and withdrawal incurs a conversion fee — typically 2–4% each way. On a $100 deposit, that is $2–$4 lost before you even place a bet, and another $2–$4 lost on withdrawal.
All eight casinos in our best real money online casinos NZ comparison support NZD deposits. Here is how each payment method handles NZD:
| Method | NZD Native | Conversion Risk |
|---|---|---|
| POLi | Yes | None — pure NZD bank transfer |
| Skrill | Yes | None if Skrill account set to NZD |
| Neteller | Yes | None if Neteller account set to NZD |
| Visa/Mastercard | Yes | None at NZD-supporting casinos |
| Bank Transfer | Yes | None — direct NZD transfer |
| Paysafecard | Yes | None — NZD vouchers available in NZ |
| Crypto | No | Always converted — exchange rate applies |
| Apple Pay | Yes | None — uses NZD card |
Tip: When setting up Skrill or Neteller, choose NZD as your account currency during registration. If you set it to USD or EUR, you will pay conversion fees on every casino transaction even if the casino itself supports NZD.
Cryptocurrency is the only method that always involves conversion. Your NZD-equivalent deposit is converted to BTC (or other coin) when you buy crypto, then converted again when the casino credits your account. This double conversion can add up. For players who prioritise avoiding fees, fiat methods (POLi, e-wallets, cards) are more cost-effective. For a full understanding of how NZ gambling laws treat offshore deposits and currency, see our legal guide.
Recommended Deposit and Withdrawal Strategy for NZ Players
Based on our testing across all eight casinos in our comparison, here is the optimal payment strategy for New Zealand players in 2026:
Best Strategy: POLi In, E-Wallet Out
Deposit with POLi
Instant processing, zero fees, native NZD, no card details shared. Works from $1 NZD at most casinos. The fastest, cheapest deposit method for NZ players with ANZ, BNZ, ASB, Kiwibank, or TSB.
Withdraw with Skrill or Neteller
Fastest non-crypto withdrawal method. Minutes to 24 hours at most casinos. Free at the casino level. Set your e-wallet to NZD to avoid conversion fees when transferring to your bank.
Alternative: Crypto In, Crypto Out
If you play at 7Bit, Mirax, or KatsuBet, depositing and withdrawing with Bitcoin gives you the fastest withdrawal times (under 1 hour) and avoids sharing any bank or card details. The trade-off is exposure to crypto price fluctuations and the inability to hold native NZD. This approach suits players who already hold crypto and are comfortable with crypto casinos NZ.
Fallback: Card Deposit, Bank Withdrawal
If you do not want to use POLi, e-wallets, or crypto, a Visa/Mastercard debit card deposit with a bank transfer withdrawal is the simplest approach. Deposits are instant, withdrawals take 3–5 days, and everything stays within your existing banking setup. This is the slowest withdrawal option but requires no additional account creation.
Westpac Customers
Since Westpac does not support POLi, the best alternative is Visa debit card for deposits and Skrill or Neteller for withdrawals. If you prefer to avoid e-wallets entirely, card deposit and bank transfer withdrawal is the simplest path.
Before You Deposit
Whichever method you choose, verify two things first: (1) the casino supports NZD as an account currency, and (2) your chosen deposit method qualifies for the welcome bonus. Some casinos exclude specific payment methods from bonus eligibility — always check the terms. For the latest offers, see our NZ casino bonuses page. For online pokies NZ, all eight casinos offer free spins on selected slots with a $1 deposit.
NZ Casinos Accepting $1 Deposits — Payment Compatibility
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NZ-focused casino accepting POLi, Visa/MC, Skrill, Neteller, and bank transfer. $1 NZD minimum deposit. 200x wagering on free spin winnings.
Visit Kiwi's Treasure$1 NZD minimum deposit. 50 free spins credited on Blazing Bison Gold Blitz. 200x wagering applies. New customers only. 18+.
Established operator with broad payment support. Accepts POLi, Visa/MC, Skrill, Neteller, Paysafecard, and bank transfer. $1 minimum deposit.
Visit Lucky Nugget$1 minimum deposit. 40 free spins on selected slots. 200x wagering applies. New customers only. 18+.
Highest free spin count in our comparison. Accepts POLi, Visa/MC, Skrill, Neteller, Paysafecard, Apple Pay, and bank transfer. 80 free spins on Wacky Panda for $1.
Visit Jackpot City$1 minimum deposit. 80 free spins on Wacky Panda. 200x wagering applies. New customers only. 18+.
Strong all-round operator. Accepts POLi, Visa/MC, Skrill, Neteller, and bank transfer. 70 free spins on Mega Mustang with a $1 deposit.
Visit Spin Casino$1 minimum deposit. 70 free spins on Mega Mustang. 200x wagering applies. New customers only. 18+.
Long-running Microgaming casino. Accepts POLi, Visa/MC, Skrill, Neteller, Paysafecard, and bank transfer. 40 free spins for $1.
Visit Ruby Fortune$1 minimum deposit. 40 free spins on Queen of Alexandria. 200x wagering applies. New customers only. 18+.
Crypto-friendly with the lowest wagering in our comparison at 45x. Accepts Bitcoin, Ethereum, Litecoin, Neosurf, Visa/MC, and Skrill. 75 free spins for $1.
Visit 7Bit Casino$1 minimum deposit. Enter code 75BIT. 75 free spins credited. 45x wagering on bonus winnings. New customers only. 18+.
Crypto-forward casino known for fast withdrawals. Accepts Bitcoin, Ethereum, Litecoin, Neosurf, Visa/MC, and Skrill. 45x wagering at $1 deposit.
Visit Mirax Casino$1 NZD minimum deposit. Enter code MX40. 50 free spins credited. 45x wagering on bonus winnings. New customers only. 18+.
Dual-currency casino accepting fiat and crypto. Accepts Bitcoin, Ethereum, Litecoin, Neosurf, Visa/MC, and Skrill. 50 free spins on Lucky Crown for $1.
Visit KatsuBet$1 minimum deposit. Use code CASH. 50 free spins on Lucky Crown. 50x wagering applies. New customers only. 18+.
FAQs: Casino Payment Methods NZ
What is the fastest deposit method at NZ online casinos?
POLi is the fastest. It processes instantly through your internet banking (ANZ, BNZ, ASB, Kiwibank, TSB), charges no fees, and works natively in NZD. Most NZ casinos accept POLi deposits from $1 NZD. Skrill, Neteller, Visa/Mastercard, and Apple Pay deposits are also instant.
Can I use POLi for casino withdrawals?
No. POLi is a deposit-only method. It pushes funds from your bank to the casino but cannot pull funds back. For withdrawals, use Skrill or Neteller (minutes to 24 hours), bank transfer (3–5 days), Visa/Mastercard (1–5 days), or cryptocurrency (under 1 hour at supported casinos).
Which NZ banks support POLi for casino deposits?
ANZ, BNZ, ASB, Kiwibank, and TSB all support POLi. Westpac has discontinued POLi support. If you bank with Westpac, use a Visa debit card or set up a Skrill/Neteller account as an alternative for instant deposits.
Do NZ casinos charge fees on deposits or withdrawals?
Most reputable NZ casinos do not charge deposit fees. POLi, Skrill, Neteller, and card deposits are free at the casino level. Bank transfers may incur fees from your bank. Crypto deposits carry only the blockchain network fee. Always check the casino's banking page for current fee structures.
What is the best withdrawal method for NZ players?
For speed: crypto (under 1 hour) at 7Bit, Mirax, or KatsuBet. For convenience: Skrill or Neteller (minutes to 24 hours). For simplicity: bank transfer (3–5 days, no extra account needed). See our fast withdrawal casinos page for full speed comparisons.
Can I deposit in NZD at online casinos?
Yes. POLi, Skrill, Neteller, Visa/Mastercard, bank transfer, Paysafecard, and Apple Pay all support NZD at NZ-facing casinos. Crypto is the only method that requires conversion. Depositing in NZD avoids the 2–4% conversion fee that would otherwise apply.
Is cryptocurrency accepted at NZ online casinos?
Some are. 7Bit Casino, Mirax Casino, and KatsuBet accept Bitcoin, Ethereum, Litecoin, Dogecoin, and USDT. Crypto deposits take 10–60 minutes, withdrawals under 1 hour. These three casinos also offer the lowest wagering requirements (45x–50x). See our crypto casinos NZ guide for details.
What is the minimum deposit at NZ online casinos?
Most casinos accept $1 NZD via POLi, Skrill, or Neteller. Visa/Mastercard minimums range from $1–$10. Bank transfers require $10 NZD minimum. Prepaid vouchers (Paysafecard, Neosurf) start at $10 NZD. Crypto minimums vary by coin. For the lowest entry points, see our low deposit casinos guide.
Responsible Gambling
Gambling should be entertainment, not a source of income. Set deposit limits before you start playing. All casinos listed on this page offer self-exclusion tools, deposit limits, and session time reminders. If gambling stops being fun, contact the NZ Gambling Helpline on 0800 654 655 (free, 24/7) or visit gamblinghelpline.co.nz. Under the Gambling Act 2003, NZ residents may use offshore casinos, but only those licensed in their home jurisdiction. You must be 18+ to gamble.